When our mom needed medical while spending time at her second (out of state) home, she discovered that her Medicare Advantage plan no longer provided the coverage she needed. I had been given John Murray’s business card years ago and contacted him for advice. John was the best! He explained the Medicare program, coverages included in original, Medicare Supplement and Medicare Advantage plans. He also very quickly researched and presented a variety of Supplement plans and Prescription drug plans. He patiently and learnt answered our family’s questions on the programs and the applications. John understands Medicare programs but as important, he understands and cares about the needs of seniors for prompt, honest and clear explanations and presentation of plans that best fit in terms of coverage and cost.