What is a Medicare Supplement?

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What is a Medicare Supplement?

Commonly called "Medigap", a Medicare Supplement Insurance that helps fill “gaps” in Original Medicare and is sold by private companies. Why is it necessary if I have Medicare? The reason is that Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like:

✔ Copayments

✔ Coinsurance

✔ Deductibles

Some Medigap policies also cover services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, here’s what happens:

✔ Medicare will pay its share of the Medicare-approved amount for covered health care costs.

✔ Then, your Medigap policy pays its share.

✔ Medicare Coverage Outside the US may work differently.

✔ Medicare will not cover outside the US but your MediGap policy may.

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Call John Murray 949-310-1675

By completing this form I understand that a licensed agent will reach out to me by phone, text, or email to discuss Medicare Advantage Plans, Medicare Supplement Insurance Plans, Medicare Part D Plans, or other insurance plans.

Here is what we will go over in our

1-on-1 meeting

  • Co-pays and explain the benefits and limitations of each plan, including detailed information on time frames and enrollment periods.

  • Assure that your plan covers your medications at the lowest cost.

  • Find plans that are accepted by your physicians.

  • Find plans that are accepted by the hospital of your choice.

  • Show you how Medicare actually rates plans.

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We do not offer every plan in your area. Currently, we represent 10 organizations which offer 40 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

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